A few weeks ago I learned how to borrow money Interest Free from my bank because of how their system works. I also took advantage of that system and another slow system to prolong the interest free period.
First, the bank that I use allows checks to be scanned in from home and deposited into an account. Typically this isn't really that big of a deal, but my bank allows that money to be used instantly, up to $5000 in deposits can be made per day at my bank from home.
This post is to recap the events that took place while purchasing my new house (on credit cards) and why I thought it was good at the time and how I feel about it after the fact.
When I decided to purchase my house on a credit card after my pre-approval got nerfed from the recent countrywide problems and they failed to come through on a loan, I took matters into my own hands. Here is are some of the things that ran through my mind while making this decision.
If you are one of the people who believe in securing for your future using company 401k's, mutual funds, or relying on social security then I recommend you read the entirety of this article.
Pensions - Why are they phasing out?
The Investor's Mentality
Last night I spoke to a guy who is the same age as me and even has my same name. We were playing an online game together. He had been diagnosed with liver cancer and the only way to save him would be from a transplant that had a waiting list of 5-7 years long. The doctors said he had less than 2 years to live; maybe even as little as 6 months. In just 6 months this human being could vanish from the earth; and as time passes, no one will remember who he was or know anything about him.
Food, once plentiful, is becoming scarce. For the last 3 days I have been eating Tuna.. straight from the can. I've been gone from work for so long that I can't even remember what it's like anymore and I definately am not filled with remorse.
I once said; I'd rather chase a deer down with my bare hands and eat it raw then go back to work. I'm beginning to wonder if life has decided to take me up on that challenge. How long will I last? I have no idea...
"Get up!!", says your alarm clock. "It's 7am and you've got to get ready for work, you don't want to be late. Don't forget, you are going to be doing this 5-7 days out of the week until you retire. Sleep in, I don't think so! Hey get off my snooze button"
***10 minutes go by***
"Snooze is over!!! BEEEEEP! BEEEEEP! You had better get up before your boss calls, you don't want to be late; you could get fired!"
The intention of this blog is not to discourage people to attend college; it's for them to consider things when choosing to go to college or which colleges to go to.
A lot of people have become excessively rich playing the stock market but the vast majority of people who play the stock market lose and they lose big. Then they become a cynic and tell everyone why they shouldn't invest in the stock market as they reiterate their story to anyone and everyone who is willing to listen. What's worse is when people listen to cynics they start to drown themselves in self-doubt even though these same people know that many have succeeded in the stock market. With financial intelligence; the worst advice you can get is free advice.
It's been 35 days since I've last been to work. I just received word today that my FMLA sick leave has been denied. Someone from my work even sent me an email asking me where I was because I was supposed to be back to work on November 16th. The reason my sick leave was denied was because the corporation I work for failed to tell me about the FMLA policy, so my first doctor's visit was on the 9th day I had missed of work (a little too late to get supportive medical evidence).