When you have less than nothing

When I tell people I have less than nothing, their first response is usually, "That's not true you have a lot. You have a nice car, you have houses, etc" When I say I have less than nothing I am being honest. When I say I wish I had nothing but I'm not that fortunate, I am being honest. If you haven't figured it out yet, I'm referring to debt and not actually owning anything, in simple words, my equity is negative.

Government! Don't Buy Bank Stock, Buy People Stock

I'm going to echo once again how poorly and misguided the US Government is on the issue of how to stop our failing economy from collapsing. Time and time again they keep thinking they can use large sums of money to help Wall street so people can freely borrow more money again, not surprisingly, borrowing is what got us to where we are now.

Car Dealership's Refusal to Sell Vehicles Hurting GM, Ford, and Others

A few days ago I wrote about the problems dealerships in my area are having with apparent understaffing or age discrimination. Everyone seems to be blaming the the problems car dealerships are facing on the credit freeze.

I do not know anyone personally who has been affected by the credit freeze and the banks are still instantly approving me for large sums of money for car loans when I have an enormous amount of debt (way more than the average American). In addition, my credit score isn't in the 700s like most people claim you need to have to get a loan now.

Have John and Cindy McCain officially adopted Sarah Palin for their Evil Ploy?

As if it hasn't been bad enough that instead of focusing on key economic issues, John McCain and Sarah Palin have began trying to bring down Barack Obama's character and make him look like the bad guy.

I don't know about Democrats or Republicans, but as an Independent voter anyone that resorts to telling me what's bad about their opponent instead of telling me what is good about themselves, loses all of my respect.

How to tell if your friends are fake

Ever wonder to yourself if some of your friends are pretend friends? They seem to only tolerate and exchange an equal amount of energy with you only when face to face? Do sometimes you get the feeling that on their priorities list you may be near the very end?

Car Dealership's Biggest Problem is not the Credit Freeze

Today I set out again to my usual game of buying and trading vehicles. I've purchased over 13 cars in the last 7 years so I'd like to pretend I'm good at doing it. Why I keep doing it is another issue entirely, it's kind of my weakness in life and I'll talk about it a bit below so you have a better understanding.

Why I consistently buy new vehicles

Huge Sale in the Stock Market as Dow Approaches 9000

Since the stock market peaked around 14000 not too long ago, most of the stocks have gone on sale, selling at reduced prices to the public. Now that the dow is nearing 9000 points, some stocks can be found to be as low as 25% of what they were a year ago.

For some this is one of the biggest opportunities of a life time, there may never be another opportunity like this for most of us. This is the biggest market sale since the Great Depression where stocks were selling for pennies on the dollar.

Does anyone else get confused when Sarah Palin tries to talk?

Every time I try to watch Sarah Palin on TV give a speech I oftentimes find myself confused. It's not that I think she's not an intelligent person or I can't understand her Alaskan dialect (How did Rednecks get to Alaska anyways); it's that she can't seem to stick on a topic or point.

Who's the Bailout Plan Bailing Out

When the Bailout Plan was first introduced and failed to pass house vote, they were offering it as a way to save Wall street from its poor decisions. Then all of a sudden it turned to saving Main Street as well because they are connected. If Wall street fails Main Street would eventually fail. What they didn't realize is that Main Street has been suffering for a long time before Wall street collapsed. We have been dealing with layoffs, high gas prices, low wages, no health insurance, and our savings being threatened from stock-market volatility.

The New Beginning: Rich Dad Poor Dad

It Began with desperation, a college class, and a copy of Rich Dad Poor Dad

It's been 34 days since I last went to work. I originally started missing work because I was sick. I was sick with a sore throat that lasted for an extremely long time. Do you believe that the mind controls the body? For awhile, I began to think I would never get better and that my mind was telling my body to stay sick because I hated my work so much. My job made me feel trapped...